Financing

American Bedroom Home Center offers 5 financing plans to chose from!

1.) With APPROVED CREDIT through Citi Financial

  • No money down
  • 6 months no interest with minimum monthly payments or
  • 12 months no interest with minimum monthly payment on orders over $1500

2.) IN-STORE no credit check financing-ACH (Auto Draft) Financing

  • 40-70% down interest free
  • Down payment based on original price
  • 70-90% down on clearance items

3.) IN-STORE Financing-Pay at the store

  • 60-90% down interest free
  • $50 minimum monthly payment
  • Up to 1 year no interest
  • Requires proof of income, SSN, Drivers License, and 2 current up to date bills

4.) Cross-Check 86 Days Financing-Requires Paper Checks

  • Requires name, address, and drivers license/ID number printed on check
  • All checks must be made out on the same day for the total purchase (up to 4 checks total)
  • 1st check must be at least 25% of the total purchase
  • Proof of income
  • 86 day max with $3500 limit (with approval)
  • No interest, No fees

5.) Lighthouse-90 days interest free/12 month lease-purchase with interest

  • Active bank account for at least 3 months (bank statement required, no internet printed statements)
  • Current check stub and last check stub of 2009 or current W-2 form
  • Voided check or savings account deposit slip
  • Photo ID required
  • ACH capability
  • $25 down, 4% processing fee, $2300 maximum finance